Bad loans & over-indebtedness currently reads 58 индекс 0-100, mapping to a stress of 63/100 — elevated pressure, toward the crisis end of its scale.
Across the tracked period the stress has held roughly flat (+0.0 pts).
The value is sourced via a proxy indicator at low confidence. How it is derived: Proxy: rising retail and corporate arrears at 14%; official data smoothed by CBR forbearance.